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Fast Private Student Loans

  • Borrow up to your total cost of education
  • Get an online decision in less than a minute

Private student loans are generally among the fastest student loan options for college students. A Think Student Loan is a fast private student loan and can be disbursed to you or your cosigner1 as quickly as 48 hours after final approval.2 Students can apply online or over the phone in approximately 15 minutes. Once the application is submitted, you can receive an online decision in less than one minute.

In addition to being a fast private student loan option, a Think Student Loan offers other advantages including the ability to defer all paymentsup to 6 months after graduation (up to 5 years).3

As the application only takes about 15 minutes, Think Student Loans are a great fast private student loan option!

1 This loan does not require school certification and the proceeds are disbursed in the form of a check co-payable to the borrower and cosigner (if applicable), mailed directly to the applicant with the stronger credit profile.

2 Disbursement can occur in 48 hours after receipt and verification of signed loan documents and all other requested documentation and must be within 21 days of the enrollment date.

3 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.