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Graduate College Loans

  • Borrow up to your total cost of education
  • Get an online decision in less than a minute

Graduate school can be exceptionally expensive, but thankfully graduate students have many options for financial aid. Graduate college loans, like undergraduate college loans, come in two principal forms – federal and private. Through federal graduate college loan programs, students can borrow through the Stafford loan program or the relatively new Graduate PLUS loan program. Both of these products are guaranteed by the federal government and offer unique advantages compared to private graduate college loans. So, if you are in need of financing for your graduate work, consider federal loans first.

If, however, you need additional financing assistance for your graduate school educational expenses, consider a Think Student Loan. A Think Student Loan, which can be used as a graduate college loan, allows students to borrow up to the full cost of education up to a $250,000 lifetime aggregate maximum. You can apply online or over the phone in approximately 15 minutes and receive a credit decision in as fast as 1 minute.

Think Student Loan borrowers receive a 6 month grace period after graduation before repayment begins.1

1 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.