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Fast Alternative Student Loans

  • Borrow up to your total cost of education
  • Get an online decision in less than a minute

Alternative student loans are often called private student loans – these loans are not guaranteed or subsidized by the federal government. A Think Student Loan is a fast alternative student loan option for students in need of funding. With a Think alternative student loan, a student can qualify in minutes and borrow up to the cost of attendance with a $250,000 lifetime aggregate maximum.

These fast alternative student loans can also give applicants online decisions in less than one minute. Disbursements can be received as fast as 48 hours upon final approval.1

With a Think Financial alternative student loan, borrowers get a 6 month grace period after graduation.2 These fast alternative student loans are a great choice for students looking for a fast way to bridge the financial aid gap left from federal student loans.

1 Disbursement can occur in 48 hours after receipt and verification of signed loan documents and all other requested documentation and must be within 21 days of the enrollment date.

2 Interest will continue to accrue while your payments are deferred, and it will be capitalized (added to your principal loan balance) when repayment begins.